2008 saw the systemic collapse of the banking industry. The Dodd-Frank Wall Street Reform and Consumer Protection Act in 2010 put regulations in place to control the exploitation of the consumer by the banking industry. Many mortgage products that were quite obviously unsustainable were eliminated f

The closing costs when buying a home in the USA typically range from about 2% to 5% of the home’s purchase price. These costs can include various fees such as loan origination fees, appraisal fees, title insurance, escrow fees, and others. The exact amount will depend on factors like the price of th

Four Categories of Closing Costs: When buying or selling a home in the United -States buyers and sellers will encounter several categories of costs. Category 1 is your down payment. Category 2 is your deposit when you make an offer on a home. Category 3 is commissions, particularly if you are a sell